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New preferential interest rates applied for social housing young buyers

New preferential interest rates applied for social housing young buyers

The loans must arise from disbursements made between July 1 and December 31, 2025, and be financed through commercial banks that have registered to participate in the programme.
SBV authorised to grant zero-interest, collateral-free special loans

SBV authorised to grant zero-interest, collateral-free special loans

Special loans from the State budget should only be provided when credit institutions face liquidity difficulties or to facilitate compulsory recovery and transfers. These measures aim to ensure the safety of the banking system and protect depositors’ rights.
Bank deposits reach record high despite low interest rates

Bank deposits reach record high despite low interest rates

A notable driver was the continued surge in individual deposits, which hit a record high of nearly VNĐ7.5 quadrillion, up 5.73 per cent since the beginning of the year.
Social housing: More than just homes, a key to socio-economic development

Social housing: More than just homes, a key to socio-economic development

Social housing is crucial to the country’s social and economic infrastructure, making collaboration between the State, market mechanisms, and relevant stakeholders essential.
Ninh Thuận signs contract for 44.4 million social housing project

Ninh Thuận signs contract for $44.4 million social housing project

The project in the Thành Hải resettlement area will include 1,155 social housing units and 197 commercial housing units, with a total investment of over VNĐ1.13 trillion (US$44.4 million).
Banking sector faces liquidity challenges amid rate cuts

Banking sector faces liquidity challenges amid rate cuts

The recent reduction in deposit interest rates by commercial banks has raised concerns about liquidity, especially among smaller institutions.
Government faces hurdles in push for one million social housing units

Government faces hurdles in push for one million social housing units

Experts emphasised the need to channel funds into less risky segments like social and affordable commercial housing to ensure a balanced real estate market. They also urged swift implementation of new regulations under the Housing Law and Land Law to...
Central bank issues new decisions on deposit interest rates

Central bank issues new decisions on deposit interest rates

According to the SBV, Decision No. 2410/QĐ-NHNN and Decision No. 2410/QĐ-NHNN aim to ensure consistency on a legal basis with other issued circulars on deposit interest rates.
Interest rates expected to decrease by 0.7 percentage points next year

Interest rates expected to decrease by 0.7 percentage points next year

There is still room for monetary policy to support growth, experts say.
Policy interest rate forecast to remain unchanged in 2024, experts

Policy interest rate forecast to remain unchanged in 2024, experts

At last week’s meeting, SBV’s deputy governor Đào Minh Tú said the SBV has so far left open any policy interest rate decision.
Banks reduce interest rates, offer new loans for customers affected by Typhoon Yagi

Banks reduce interest rates, offer new loans for customers affected by Typhoon Yagi

They also offer preferential credit packages to reduce financial pressure for individual and business customers.
Long-term deposit interest rates reach 7.4 per cent

Long-term deposit interest rates reach 7.4 per cent

Vietcombank Securities Company (VCBS) forecasts that deposit interest rates in the third quarter of 2024 will continue to increase by about 0.3-0.5 percentage points.
HCMC offers support, low-interest loans to businesses

HCMC offers support, low-interest loans to businesses

Businesses in HCM City have received support to access favourable loans to bolster production and operation activities, a top official said.
HCM City to offer interest rate subsidies for priority projects

HCM City to offer interest rate subsidies for priority projects

The HCM City People Committee has decided to give interest rate subsidies for loans for priority projects to bolster the city’s socio-economic growth.
Stock market remains attractive to retail investors

Stock market remains attractive to retail investors

Despite the remarkable surge in gold prices and the gradual increase in deposit interest rates, the stock market continues to stand out as an appealing investment channel.